Call reports 2001
TEXAS FIRST BANK — 2001
What TEXAS FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,625,000 | 158,592,000 | 165,050,000 | 173,893,000 |
| Total loans | 75,084,000 | 74,568,000 | 71,593,000 | 73,294,000 |
| Allowance for loan losses | 1,292,000 | 1,202,000 | 1,244,000 | 1,146,000 |
| Securities available for sale | 17,533,000 | 20,979,000 | 21,126,000 | 29,851,000 |
| Securities held to maturity | 17,384,000 | 38,257,000 | 42,144,000 | 45,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,232,000 | 139,543,000 | 145,179,000 | 154,373,000 |
| Interest-bearing deposits | 110,135,000 | 110,176,000 | 116,271,000 | 126,425,000 |
| Noninterest-bearing deposits | 28,097,000 | 29,367,000 | 28,908,000 | 27,948,000 |
| Equity capital | 16,952,000 | 17,983,000 | 18,650,000 | 18,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,825,000 | 8,702,000 | 11,568,000 |
| Interest expense | 1,337,000 | 2,630,000 | 3,893,000 | 5,139,000 |
| Net interest income | 1,536,000 | 3,195,000 | 4,809,000 | 6,429,000 |
| Noninterest income | 489,000 | 974,000 | 1,497,000 | 1,977,000 |
| Noninterest expense | 1,224,000 | 2,388,000 | 3,634,000 | 5,067,000 |
| Provision for loan losses | 135,000 | 325,000 | 460,000 | 629,000 |
| Pretax income | 666,000 | 1,456,000 | 2,212,000 | 2,710,000 |
| Income tax | 227,000 | 496,000 | 752,000 | 987,000 |
| Net income | 439,000 | 960,000 | 1,460,000 | 1,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,891,000 | 17,875,000 | 18,375,000 | 18,273,000 |
| Total capital | 17,996,000 | 18,982,000 | 19,480,000 | 19,415,000 |
| Risk-weighted assets | 88,179,000 | 88,440,000 | 88,267,000 | 91,322,000 |