Call reports 2024
BIPPUS STATE BANK, THE — 2024
What BIPPUS STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 351,525,000 | 361,588,000 | 365,464,000 | 377,218,000 |
| Total loans | 283,690,000 | 293,247,000 | 294,565,000 | 305,169,000 |
| Allowance for loan losses | 3,224,000 | 3,804,000 | 3,208,000 | 3,579,000 |
| Securities available for sale | 42,862,000 | 41,009,000 | 41,651,000 | 40,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,293,000 | 319,595,000 | 320,450,000 | 308,415,000 |
| Interest-bearing deposits | 266,117,000 | 282,189,000 | 283,354,000 | 273,061,000 |
| Noninterest-bearing deposits | 32,176,000 | 37,406,000 | 37,096,000 | 35,354,000 |
| Equity capital | 37,473,000 | 39,319,000 | 42,186,000 | 42,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,855,000 | 10,016,000 | 15,391,000 | 20,772,000 |
| Interest expense | 1,543,000 | 2,977,000 | 4,356,000 | 5,705,000 |
| Net interest income | 3,312,000 | 7,039,000 | 11,035,000 | 15,067,000 |
| Noninterest income | 756,000 | 1,688,000 | 2,198,000 | 3,461,000 |
| Noninterest expense | 2,227,000 | 4,427,000 | 6,513,000 | 8,852,000 |
| Provision for loan losses | 97,000 | 109,000 | -140,000 | 232,000 |
| Pretax income | 1,377,000 | 3,815,000 | 6,445,000 | 8,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,377,000 | 3,815,000 | 6,445,000 | 8,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,785,000 | 45,742,000 | 47,413,000 | 48,507,000 |
| Total capital | 47,181,000 | 49,449,000 | 50,838,000 | 52,356,000 |
| Risk-weighted assets | 286,646,000 | 296,312,000 | 302,134,000 | 314,795,000 |