Call reports 2022
BIPPUS STATE BANK, THE — 2022
What BIPPUS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 283,016,000 | 295,787,000 | 316,403,000 | 320,397,000 |
| Total loans | 199,268,000 | 225,300,000 | 249,634,000 | 249,164,000 |
| Allowance for loan losses | 2,168,000 | 2,367,000 | 2,485,000 | 2,531,000 |
| Securities available for sale | 44,860,000 | 47,329,000 | 45,360,000 | 45,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,178,000 | 254,876,000 | 257,840,000 | 256,189,000 |
| Interest-bearing deposits | 199,988,000 | 213,084,000 | 217,875,000 | 212,183,000 |
| Noninterest-bearing deposits | 41,190,000 | 41,792,000 | 39,965,000 | 44,006,000 |
| Equity capital | 33,277,000 | 30,096,000 | 30,631,000 | 33,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 5,442,000 | 8,852,000 | 12,554,000 |
| Interest expense | 65,000 | 146,000 | 350,000 | 828,000 |
| Net interest income | 2,489,000 | 5,296,000 | 8,502,000 | 11,726,000 |
| Noninterest income | 1,350,000 | 2,482,000 | 3,599,000 | 4,656,000 |
| Noninterest expense | 1,950,000 | 3,715,000 | 5,767,000 | 7,700,000 |
| Provision for loan losses | 2,000 | 197,000 | 301,000 | 346,000 |
| Pretax income | 1,879,000 | 3,854,000 | 6,022,000 | 8,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,879,000 | 3,854,000 | 6,022,000 | 8,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,898,000 | 37,363,000 | 38,910,000 | 40,219,000 |
| Total capital | 38,066,000 | 39,730,000 | 41,395,000 | 42,750,000 |
| Risk-weighted assets | 211,396,000 | 238,018,000 | 258,490,000 | 260,146,000 |