Call reports 2021
BIPPUS STATE BANK, THE — 2021
What BIPPUS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 244,426,000 | 245,774,000 | 255,314,000 | 271,336,000 |
| Total loans | 176,513,000 | 187,745,000 | 190,043,000 | 191,259,000 |
| Allowance for loan losses | 1,798,000 | 1,935,000 | 1,758,000 | 1,912,000 |
| Securities available for sale | 28,340,000 | 30,111,000 | 35,411,000 | 46,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,595,000 | 212,316,000 | 218,180,000 | 233,521,000 |
| Interest-bearing deposits | 172,720,000 | 174,235,000 | 178,226,000 | 196,556,000 |
| Noninterest-bearing deposits | 38,875,000 | 38,081,000 | 39,954,000 | 36,965,000 |
| Equity capital | 25,819,000 | 26,570,000 | 28,370,000 | 29,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,611,000 | 7,557,000 | 10,365,000 |
| Interest expense | 117,000 | 201,000 | 277,000 | 348,000 |
| Net interest income | 2,154,000 | 4,410,000 | 7,280,000 | 10,017,000 |
| Noninterest income | 2,011,000 | 3,218,000 | 4,750,000 | 6,198,000 |
| Noninterest expense | 1,799,000 | 3,592,000 | 5,393,000 | 7,240,000 |
| Provision for loan losses | 316,000 | 448,000 | 641,000 | 794,000 |
| Pretax income | 2,050,000 | 3,588,000 | 6,012,000 | 8,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,050,000 | 3,588,000 | 6,012,000 | 8,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,313,000 | 26,000,000 | 27,800,000 | 29,093,000 |
| Total capital | 27,111,000 | 27,935,000 | 29,558,000 | 31,005,000 |
| Risk-weighted assets | 167,017,000 | 177,822,000 | 197,424,000 | 207,092,000 |