Call reports 2020
BIPPUS STATE BANK, THE — 2020
What BIPPUS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 189,707,000 | 215,255,000 | 214,958,000 | 220,130,000 |
| Total loans | 151,798,000 | 170,025,000 | 176,590,000 | 173,409,000 |
| Allowance for loan losses | 1,643,000 | 1,664,000 | 1,426,000 | 1,481,000 |
| Securities available for sale | 24,776,000 | 25,166,000 | 24,108,000 | 28,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,614,000 | 179,569,000 | 182,027,000 | 187,913,000 |
| Interest-bearing deposits | 134,342,000 | 141,732,000 | 145,739,000 | 151,204,000 |
| Noninterest-bearing deposits | 28,272,000 | 37,837,000 | 36,288,000 | 36,709,000 |
| Equity capital | 21,107,000 | 23,338,000 | 24,275,000 | 25,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,286,000 | 6,478,000 | 8,814,000 |
| Interest expense | 201,000 | 357,000 | 495,000 | 616,000 |
| Net interest income | 1,944,000 | 3,929,000 | 5,983,000 | 8,198,000 |
| Noninterest income | 378,000 | 1,768,000 | 3,286,000 | 4,899,000 |
| Noninterest expense | 1,484,000 | 3,068,000 | 4,827,000 | 6,639,000 |
| Provision for loan losses | 228,000 | 479,000 | 739,000 | 908,000 |
| Pretax income | 609,000 | 2,149,000 | 3,703,000 | 5,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 2,149,000 | 3,703,000 | 5,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,358,000 | 22,563,000 | 23,391,000 | 24,595,000 |
| Total capital | 23,001,000 | 24,227,000 | 24,817,000 | 26,076,000 |
| Risk-weighted assets | 152,816,000 | 161,405,000 | 167,833,000 | 164,667,000 |