Call reports 2019
BIPPUS STATE BANK, THE — 2019
What BIPPUS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,924,000 | 180,427,000 | 183,367,000 | 189,852,000 |
| Total loans | 133,032,000 | 139,422,000 | 140,969,000 | 144,739,000 |
| Allowance for loan losses | 1,406,000 | 1,403,000 | 1,405,000 | 1,397,000 |
| Securities available for sale | 26,044,000 | 26,401,000 | 25,504,000 | 26,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,019,000 | 149,810,000 | 153,738,000 | 160,304,000 |
| Interest-bearing deposits | 128,323,000 | 125,432,000 | 127,446,000 | 131,621,000 |
| Noninterest-bearing deposits | 22,697,000 | 24,378,000 | 26,292,000 | 28,683,000 |
| Equity capital | 18,938,000 | 19,920,000 | 20,911,000 | 21,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,987,000 | 6,090,000 | 8,202,000 |
| Interest expense | 212,000 | 428,000 | 656,000 | 875,000 |
| Net interest income | 1,747,000 | 3,559,000 | 5,434,000 | 7,327,000 |
| Noninterest income | 385,000 | 734,000 | 1,376,000 | 2,044,000 |
| Noninterest expense | 1,303,000 | 2,624,000 | 3,986,000 | 5,496,000 |
| Provision for loan losses | 59,000 | 139,000 | 140,000 | 167,000 |
| Pretax income | 769,000 | 1,520,000 | 2,674,000 | 3,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 769,000 | 1,520,000 | 2,674,000 | 3,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,469,000 | 19,976,000 | 20,831,000 | 21,428,000 |
| Total capital | 20,875,000 | 21,379,000 | 22,236,000 | 22,825,000 |
| Risk-weighted assets | 140,713,000 | 145,749,000 | 147,450,000 | 147,198,000 |