Call reports 2018
BIPPUS STATE BANK, THE — 2018
What BIPPUS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,471,000 | 169,019,000 | 176,605,000 | 175,364,000 |
| Total loans | 121,416,000 | 128,398,000 | 134,950,000 | 135,184,000 |
| Allowance for loan losses | 1,188,000 | 1,281,000 | 1,332,000 | 1,348,000 |
| Securities available for sale | 29,240,000 | 28,037,000 | 27,315,000 | 26,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,509,000 | 134,888,000 | 138,833,000 | 147,270,000 |
| Interest-bearing deposits | 115,625,000 | 113,562,000 | 115,726,000 | 121,581,000 |
| Noninterest-bearing deposits | 20,884,000 | 21,326,000 | 23,106,000 | 25,689,000 |
| Equity capital | 16,916,000 | 17,379,000 | 17,707,000 | 18,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,475,000 | 5,383,000 | 7,358,000 |
| Interest expense | 140,000 | 294,000 | 493,000 | 707,000 |
| Net interest income | 1,537,000 | 3,181,000 | 4,890,000 | 6,651,000 |
| Noninterest income | 464,000 | 922,000 | 1,428,000 | 1,922,000 |
| Noninterest expense | 1,214,000 | 2,374,000 | 3,684,000 | 5,113,000 |
| Provision for loan losses | 24,000 | 110,000 | 167,000 | 189,000 |
| Pretax income | 763,000 | 1,619,000 | 2,467,000 | 3,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,619,000 | 2,467,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,879,000 | 18,400,000 | 18,838,000 | 19,268,000 |
| Total capital | 19,067,000 | 19,681,000 | 20,170,000 | 20,616,000 |
| Risk-weighted assets | 132,803,000 | 138,606,000 | 145,189,000 | 140,328,000 |