Call reports 2017
BIPPUS STATE BANK, THE — 2017
What BIPPUS STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,614,000 | 153,574,000 | 157,345,000 | 163,970,000 |
| Total loans | 111,071,000 | 116,363,000 | 115,180,000 | 122,134,000 |
| Allowance for loan losses | 988,000 | 1,010,000 | 1,169,000 | 1,169,000 |
| Securities available for sale | 24,076,000 | 26,371,000 | 25,398,000 | 30,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,745,000 | 125,081,000 | 128,222,000 | 134,239,000 |
| Interest-bearing deposits | 105,551,000 | 106,604,000 | 105,917,000 | 112,818,000 |
| Noninterest-bearing deposits | 18,194,000 | 18,477,000 | 22,305,000 | 21,421,000 |
| Equity capital | 15,696,000 | 16,366,000 | 16,762,000 | 16,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,024,000 | 4,617,000 | 6,278,000 |
| Interest expense | 145,000 | 278,000 | 412,000 | 547,000 |
| Net interest income | 1,341,000 | 2,746,000 | 4,205,000 | 5,731,000 |
| Noninterest income | 416,000 | 858,000 | 1,377,000 | 1,797,000 |
| Noninterest expense | 1,182,000 | 2,431,000 | 3,654,000 | 4,911,000 |
| Provision for loan losses | 0 | 28,000 | 186,000 | 187,000 |
| Pretax income | 588,000 | 1,158,000 | 1,755,000 | 2,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 588,000 | 1,158,000 | 1,755,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,231,000 | 16,606,000 | 16,988,000 | 17,385,000 |
| Total capital | 17,219,000 | 17,616,000 | 18,157,000 | 18,554,000 |
| Risk-weighted assets | 122,953,000 | 127,460,000 | 128,180,000 | 133,965,000 |