Call reports 2016
BIPPUS STATE BANK, THE — 2016
What BIPPUS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,305,000 | 145,586,000 | 145,987,000 | 154,736,000 |
| Total loans | 113,955,000 | 116,926,000 | 113,653,000 | 110,522,000 |
| Allowance for loan losses | 1,038,000 | 1,053,000 | 1,041,000 | 983,000 |
| Securities available for sale | 18,870,000 | 18,687,000 | 18,486,000 | 23,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,934,000 | 112,434,000 | 115,393,000 | 125,608,000 |
| Interest-bearing deposits | 98,809,000 | 98,901,000 | 99,351,000 | 104,576,000 |
| Noninterest-bearing deposits | 13,125,000 | 13,533,000 | 16,041,000 | 21,032,000 |
| Equity capital | 14,506,000 | 15,018,000 | 15,438,000 | 15,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,927,000 | 4,438,000 | 5,916,000 |
| Interest expense | 135,000 | 278,000 | 429,000 | 573,000 |
| Net interest income | 1,311,000 | 2,649,000 | 4,009,000 | 5,343,000 |
| Noninterest income | 264,000 | 592,000 | 1,021,000 | 1,674,000 |
| Noninterest expense | 1,068,000 | 2,142,000 | 3,249,000 | 4,401,000 |
| Provision for loan losses | 63,000 | 89,000 | 88,000 | 114,000 |
| Pretax income | 451,000 | 1,017,000 | 1,700,000 | 2,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 1,017,000 | 1,700,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,578,000 | 14,971,000 | 15,395,000 | 15,812,000 |
| Total capital | 15,616,000 | 16,024,000 | 16,436,000 | 16,795,000 |
| Risk-weighted assets | 123,166,000 | 126,428,000 | 123,703,000 | 123,466,000 |