Call reports 2014
BIPPUS STATE BANK, THE — 2014
What BIPPUS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,425,000 | 122,450,000 | 121,267,000 | 122,314,000 |
| Total loans | 88,329,000 | 90,813,000 | 92,307,000 | 95,386,000 |
| Allowance for loan losses | 619,000 | 625,000 | 665,000 | 758,000 |
| Securities available for sale | 21,917,000 | 20,150,000 | 19,521,000 | 17,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,264,000 | 100,609,000 | 100,804,000 | 99,360,000 |
| Interest-bearing deposits | 91,397,000 | 87,997,000 | 87,657,000 | 84,971,000 |
| Noninterest-bearing deposits | 12,868,000 | 12,612,000 | 13,148,000 | 14,389,000 |
| Equity capital | 12,925,000 | 13,486,000 | 13,617,000 | 13,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,470,000 | 3,770,000 | 5,036,000 |
| Interest expense | 91,000 | 174,000 | 250,000 | 319,000 |
| Net interest income | 1,133,000 | 2,296,000 | 3,520,000 | 4,717,000 |
| Noninterest income | 288,000 | 616,000 | 964,000 | 1,243,000 |
| Noninterest expense | 1,042,000 | 1,981,000 | 3,012,000 | 4,152,000 |
| Provision for loan losses | 50,000 | 85,000 | 133,000 | 209,000 |
| Pretax income | 362,000 | 899,000 | 1,410,000 | 1,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 899,000 | 1,410,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 13,596,000 | 13,738,000 | 13,823,000 |
| Total capital | 13,836,000 | 14,223,000 | 14,405,000 | 14,582,000 |
| Risk-weighted assets | 98,114,000 | 98,973,000 | 99,528,000 | 101,938,000 |