Call reports 2011
BIPPUS STATE BANK, THE — 2011
What BIPPUS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,650,000 | 116,358,000 | 119,723,000 | 118,058,000 |
| Total loans | 76,753,000 | 81,346,000 | 85,350,000 | 83,331,000 |
| Allowance for loan losses | 1,575,000 | 1,586,000 | 1,311,000 | 1,150,000 |
| Securities available for sale | 27,264,000 | 25,784,000 | 25,396,000 | 25,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,596,000 | 94,752,000 | 96,950,000 | 94,980,000 |
| Interest-bearing deposits | 89,275,000 | 87,416,000 | 86,745,000 | 85,204,000 |
| Noninterest-bearing deposits | 7,321,000 | 7,337,000 | 10,205,000 | 9,776,000 |
| Equity capital | 10,476,000 | 10,928,000 | 11,417,000 | 11,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,721,000 | 4,107,000 | 5,490,000 |
| Interest expense | 301,000 | 581,000 | 837,000 | 1,080,000 |
| Net interest income | 1,035,000 | 2,140,000 | 3,270,000 | 4,410,000 |
| Noninterest income | 273,000 | 555,000 | 797,000 | 1,236,000 |
| Noninterest expense | 951,000 | 1,911,000 | 2,863,000 | 3,880,000 |
| Provision for loan losses | 55,000 | 60,000 | 58,000 | 87,000 |
| Pretax income | 302,000 | 737,000 | 1,174,000 | 1,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 737,000 | 1,174,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,338,000 | 10,582,000 | 10,895,000 | 11,261,000 |
| Total capital | 11,397,000 | 11,686,000 | 12,052,000 | 12,393,000 |
| Risk-weighted assets | 84,164,000 | 87,879,000 | 92,399,000 | 90,158,000 |