Call reports 2010
BIPPUS STATE BANK, THE — 2010
What BIPPUS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,762,000 | 113,098,000 | 115,453,000 | 116,511,000 |
| Total loans | 82,176,000 | 82,121,000 | 83,915,000 | 82,366,000 |
| Allowance for loan losses | 843,000 | 854,000 | 1,032,000 | 1,645,000 |
| Securities available for sale | 21,992,000 | 21,415,000 | 16,570,000 | 23,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,677,000 | 91,221,000 | 91,475,000 | 94,505,000 |
| Interest-bearing deposits | 82,460,000 | 83,374,000 | 83,324,000 | 87,078,000 |
| Noninterest-bearing deposits | 9,217,000 | 7,847,000 | 8,152,000 | 7,427,000 |
| Equity capital | 10,379,000 | 10,543,000 | 10,742,000 | 10,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,807,000 | 4,263,000 | 5,696,000 |
| Interest expense | 393,000 | 779,000 | 1,112,000 | 1,419,000 |
| Net interest income | 1,037,000 | 2,028,000 | 3,151,000 | 4,277,000 |
| Noninterest income | 404,000 | 690,000 | 997,000 | 1,501,000 |
| Noninterest expense | 917,000 | 1,816,000 | 2,755,000 | 3,705,000 |
| Provision for loan losses | 78,000 | 155,000 | 428,000 | 1,043,000 |
| Pretax income | 449,000 | 813,000 | 1,199,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 813,000 | 1,199,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,066,000 | 10,261,000 | 10,443,000 | 10,197,000 |
| Total capital | 10,909,000 | 11,115,000 | 11,475,000 | 11,302,000 |
| Risk-weighted assets | 86,902,000 | 87,299,000 | 90,601,000 | 87,877,000 |