Call reports 2001
BIPPUS STATE BANK, THE — 2001
What BIPPUS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,559,000 | 73,591,000 | 75,652,000 | 77,162,000 |
| Total loans | 40,639,000 | 42,295,000 | 43,618,000 | 45,296,000 |
| Allowance for loan losses | 393,000 | 388,000 | 391,000 | 435,000 |
| Securities available for sale | 21,865,000 | 23,046,000 | 24,264,000 | 24,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,970,000 | 57,418,000 | 59,271,000 | 61,296,000 |
| Interest-bearing deposits | 52,640,000 | 53,672,000 | 54,364,000 | 56,564,000 |
| Noninterest-bearing deposits | 4,330,000 | 3,746,000 | 4,907,000 | 4,732,000 |
| Equity capital | 5,956,000 | 6,037,000 | 6,330,000 | 6,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,510,000 | 3,769,000 | 4,982,000 |
| Interest expense | 656,000 | 1,348,000 | 2,028,000 | 2,650,000 |
| Net interest income | 584,000 | 1,162,000 | 1,741,000 | 2,332,000 |
| Noninterest income | 114,000 | 227,000 | 348,000 | 482,000 |
| Noninterest expense | 498,000 | 1,015,000 | 1,522,000 | 2,076,000 |
| Provision for loan losses | 12,000 | 24,000 | 37,000 | 51,000 |
| Pretax income | 202,000 | 377,000 | 564,000 | 755,000 |
| Income tax | 51,000 | 91,000 | 129,000 | 176,000 |
| Net income | 151,000 | 286,000 | 435,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,772,000 | 5,890,000 | 6,022,000 | 6,149,000 |
| Total capital | 6,165,000 | 6,278,000 | 6,413,000 | 6,584,000 |
| Risk-weighted assets | 44,789,000 | 45,992,000 | 47,880,000 | 49,098,000 |