Call reports 2025
BANK, THE — 2025
What BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 602,344,000 | 577,826,000 | 588,942,000 | 615,337,000 |
| Total loans | 352,547,000 | 365,176,000 | 364,378,000 | 379,245,000 |
| Allowance for loan losses | 6,980,000 | 7,287,000 | 7,287,000 | 7,283,000 |
| Securities available for sale | 122,988,000 | 119,051,000 | 101,243,000 | 103,278,000 |
| Securities held to maturity | 5,432,000 | 5,342,000 | 5,308,000 | 5,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,505,000 | 507,222,000 | 516,386,000 | 541,018,000 |
| Interest-bearing deposits | 404,669,000 | 404,412,000 | 407,602,000 | 422,749,000 |
| Noninterest-bearing deposits | 130,836,000 | 102,810,000 | 108,784,000 | 118,269,000 |
| Equity capital | 65,085,000 | 68,916,000 | 70,164,000 | 72,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,854,000 | 17,624,000 | 26,558,000 | 34,869,000 |
| Interest expense | 1,878,000 | 3,743,000 | 5,653,000 | 7,542,000 |
| Net interest income | 6,976,000 | 13,881,000 | 20,905,000 | 27,327,000 |
| Noninterest income | 351,000 | 713,000 | 1,096,000 | 1,477,000 |
| Noninterest expense | 3,314,000 | 6,572,000 | 10,108,000 | 13,867,000 |
| Provision for loan losses | 955,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Pretax income | 3,065,000 | 6,787,000 | 10,574,000 | 13,658,000 |
| Income tax | 72,000 | 170,000 | 266,000 | 344,000 |
| Net income | 2,993,000 | 6,617,000 | 10,308,000 | 13,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,636,000 | 62,851,000 | 63,488,000 | 66,405,000 |
| Total capital | 63,293,000 | 67,580,000 | 68,275,000 | 71,360,000 |
| Risk-weighted assets | 370,925,000 | 376,450,000 | 381,131,000 | 394,605,000 |