Call reports 2023
BANK, THE — 2023
What BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 438,449,000 | 461,270,000 | 448,676,000 | 470,364,000 |
| Total loans | 199,070,000 | 232,564,000 | 236,099,000 | 239,815,000 |
| Allowance for loan losses | 5,316,000 | 5,343,000 | 5,343,000 | 5,342,000 |
| Securities available for sale | 150,050,000 | 145,342,000 | 134,472,000 | 131,631,000 |
| Securities held to maturity | 233,000 | 5,583,000 | 5,550,000 | 5,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,188,000 | 410,565,000 | 398,188,000 | 415,627,000 |
| Interest-bearing deposits | 296,658,000 | 315,589,000 | 308,333,000 | 321,220,000 |
| Noninterest-bearing deposits | 93,530,000 | 94,976,000 | 89,855,000 | 94,407,000 |
| Equity capital | 47,391,000 | 49,017,000 | 48,209,000 | 53,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,921,000 | 10,249,000 | 15,860,000 | 21,822,000 |
| Interest expense | 895,000 | 2,054,000 | 3,461,000 | 4,994,000 |
| Net interest income | 4,026,000 | 8,195,000 | 12,399,000 | 16,828,000 |
| Noninterest income | 226,000 | 460,000 | 763,000 | 1,036,000 |
| Noninterest expense | 1,588,000 | 3,301,000 | 5,734,000 | 8,092,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 2,699,000 | 5,420,000 | 7,569,000 | 9,991,000 |
| Income tax | 126,000 | 175,000 | 175,000 | 242,000 |
| Net income | 2,573,000 | 5,245,000 | 7,394,000 | 9,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,195,000 | 51,782,000 | 51,985,000 | 54,182,000 |
| Total capital | 54,913,000 | 54,964,000 | 55,218,000 | 57,451,000 |
| Risk-weighted assets | 214,859,000 | 252,476,000 | 256,569,000 | 259,449,000 |