Call reports 2020
BANK, THE — 2020
What BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 351,192,000 | 384,186,000 | 372,532,000 | 394,605,000 |
| Total loans | 216,988,000 | 230,438,000 | 238,597,000 | 213,839,000 |
| Allowance for loan losses | 5,355,000 | 5,357,000 | 5,313,000 | 5,289,000 |
| Securities available for sale | 45,546,000 | 56,845,000 | 58,038,000 | 64,201,000 |
| Securities held to maturity | 333,000 | 333,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,700,000 | 333,409,000 | 321,242,000 | 342,168,000 |
| Interest-bearing deposits | 247,277,000 | 274,501,000 | 263,087,000 | 271,136,000 |
| Noninterest-bearing deposits | 56,423,000 | 58,908,000 | 58,155,000 | 71,032,000 |
| Equity capital | 46,764,000 | 49,797,000 | 50,367,000 | 51,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,673,000 | 6,968,000 | 10,022,000 | 13,423,000 |
| Interest expense | 632,000 | 1,009,000 | 1,328,000 | 1,589,000 |
| Net interest income | 3,041,000 | 5,959,000 | 8,694,000 | 11,834,000 |
| Noninterest income | 194,000 | 383,000 | 1,278,000 | 1,541,000 |
| Noninterest expense | 1,756,000 | 3,368,000 | 5,167,000 | 6,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,469,000 | 2,979,000 | 4,803,000 | 6,467,000 |
| Income tax | 95,000 | 159,000 | 227,000 | 313,000 |
| Net income | 1,374,000 | 2,820,000 | 4,576,000 | 6,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,475,000 | 47,070,000 | 47,700,000 | 49,428,000 |
| Total capital | 48,183,000 | 49,788,000 | 50,481,000 | 52,059,000 |
| Risk-weighted assets | 214,017,000 | 214,853,000 | 219,986,000 | 207,853,000 |