Call reports 2016
BANK, THE — 2016
What BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 332,887,000 | 347,231,000 | 340,245,000 | 332,323,000 |
| Total loans | 255,691,000 | 273,080,000 | 274,739,000 | 273,289,000 |
| Allowance for loan losses | 2,150,000 | 2,136,000 | 2,636,000 | 3,386,000 |
| Securities available for sale | 53,892,000 | 51,178,000 | 41,694,000 | 37,370,000 |
| Securities held to maturity | 467,000 | 467,000 | 433,000 | 433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,538,000 | 277,702,000 | 271,907,000 | 293,581,000 |
| Interest-bearing deposits | 232,538,000 | 227,734,000 | 225,528,000 | 243,201,000 |
| Noninterest-bearing deposits | 58,000,000 | 49,968,000 | 46,379,000 | 50,380,000 |
| Equity capital | 35,270,000 | 38,053,000 | 37,374,000 | 37,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,128,000 | 10,805,000 | 14,330,000 |
| Interest expense | 222,000 | 474,000 | 772,000 | 1,080,000 |
| Net interest income | 3,306,000 | 6,654,000 | 10,033,000 | 13,250,000 |
| Noninterest income | 220,000 | 443,000 | 685,000 | 915,000 |
| Noninterest expense | 1,299,000 | 2,587,000 | 4,152,000 | 5,597,000 |
| Provision for loan losses | 100,000 | 100,000 | 600,000 | 1,350,000 |
| Pretax income | 2,134,000 | 4,417,000 | 5,973,000 | 7,225,000 |
| Income tax | 97,000 | 192,000 | 258,000 | 321,000 |
| Net income | 2,037,000 | 4,225,000 | 5,715,000 | 6,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,877,000 | 34,156,000 | 33,851,000 | 34,920,000 |
| Total capital | 34,027,000 | 36,292,000 | 36,487,000 | 38,306,000 |
| Risk-weighted assets | 257,232,000 | 274,989,000 | 272,490,000 | 272,848,000 |