Call reports 2015
BANK, THE — 2015
What BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 328,183,000 | 348,031,000 | 342,816,000 | 338,397,000 |
| Total loans | 222,349,000 | 244,419,000 | 252,709,000 | 257,127,000 |
| Allowance for loan losses | 1,978,000 | 1,961,000 | 1,958,000 | 2,058,000 |
| Securities available for sale | 76,754,000 | 76,031,000 | 61,793,000 | 55,753,000 |
| Securities held to maturity | 500,000 | 500,000 | 467,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,522,000 | 275,997,000 | 276,294,000 | 293,892,000 |
| Interest-bearing deposits | 226,939,000 | 219,180,000 | 217,138,000 | 232,330,000 |
| Noninterest-bearing deposits | 64,583,000 | 56,817,000 | 59,156,000 | 61,562,000 |
| Equity capital | 33,986,000 | 35,025,000 | 34,280,000 | 36,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,314,000 | 9,800,000 | 13,351,000 |
| Interest expense | 138,000 | 284,000 | 490,000 | 706,000 |
| Net interest income | 2,951,000 | 6,030,000 | 9,310,000 | 12,645,000 |
| Noninterest income | 217,000 | 423,000 | 652,000 | 879,000 |
| Noninterest expense | 1,350,000 | 2,631,000 | 4,164,000 | 5,641,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 280,000 |
| Pretax income | 1,638,000 | 3,642,000 | 5,618,000 | 7,603,000 |
| Income tax | 231,000 | 313,000 | 396,000 | 479,000 |
| Net income | 1,407,000 | 3,329,000 | 5,222,000 | 7,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,171,000 | 33,153,000 | 32,082,000 | 33,628,000 |
| Total capital | 33,149,000 | 35,114,000 | 34,040,000 | 35,686,000 |
| Risk-weighted assets | 237,099,000 | 251,823,000 | 278,885,000 | 261,070,000 |