Call reports 2014
BANK, THE — 2014
What BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 314,101,000 | 335,827,000 | 326,548,000 | 331,592,000 |
| Total loans | 191,800,000 | 212,115,000 | 219,026,000 | 226,464,000 |
| Allowance for loan losses | 1,426,000 | 1,589,000 | 1,798,000 | 1,796,000 |
| Securities available for sale | 91,583,000 | 93,255,000 | 78,395,000 | 73,268,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,253,000 | 257,019,000 | 273,692,000 | 291,049,000 |
| Interest-bearing deposits | 213,635,000 | 206,297,000 | 210,927,000 | 219,612,000 |
| Noninterest-bearing deposits | 56,618,000 | 50,722,000 | 62,765,000 | 71,437,000 |
| Equity capital | 30,883,000 | 32,784,000 | 33,447,000 | 35,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,622,000 | 8,713,000 | 11,880,000 |
| Interest expense | 147,000 | 303,000 | 478,000 | 634,000 |
| Net interest income | 2,528,000 | 5,319,000 | 8,235,000 | 11,246,000 |
| Noninterest income | 208,000 | 406,000 | 735,000 | 943,000 |
| Noninterest expense | 1,231,000 | 2,385,000 | 3,833,000 | 5,253,000 |
| Provision for loan losses | 0 | 160,000 | 260,000 | 260,000 |
| Pretax income | 1,505,000 | 3,180,000 | 4,877,000 | 6,676,000 |
| Income tax | 94,000 | 121,000 | 128,000 | 190,000 |
| Net income | 1,411,000 | 3,059,000 | 4,749,000 | 6,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,356,000 | 27,153,000 | 27,747,000 | 29,635,000 |
| Total capital | 26,782,000 | 28,742,000 | 29,545,000 | 31,431,000 |
| Risk-weighted assets | 210,566,000 | 229,036,000 | 231,379,000 | 237,844,000 |