Call reports 2013
BANK, THE — 2013
What BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 307,184,000 | 308,151,000 | 305,746,000 | 310,603,000 |
| Total loans | 158,454,000 | 174,626,000 | 182,640,000 | 186,471,000 |
| Allowance for loan losses | 1,472,000 | 1,474,000 | 1,478,000 | 1,500,000 |
| Securities available for sale | 87,253,000 | 97,769,000 | 90,543,000 | 87,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,912,000 | 256,417,000 | 256,288,000 | 274,863,000 |
| Interest-bearing deposits | 211,781,000 | 202,261,000 | 201,792,000 | 210,430,000 |
| Noninterest-bearing deposits | 61,131,000 | 54,156,000 | 54,496,000 | 64,433,000 |
| Equity capital | 29,455,000 | 29,637,000 | 30,275,000 | 31,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,254,000 | 7,989,000 | 10,764,000 |
| Interest expense | 153,000 | 310,000 | 492,000 | 649,000 |
| Net interest income | 2,437,000 | 4,944,000 | 7,497,000 | 10,115,000 |
| Noninterest income | 201,000 | 397,000 | 791,000 | 989,000 |
| Noninterest expense | 1,378,000 | 2,734,000 | 3,954,000 | 5,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,260,000 | 2,607,000 | 4,334,000 | 5,912,000 |
| Income tax | -19,000 | 37,000 | 82,000 | 82,000 |
| Net income | 1,279,000 | 2,570,000 | 4,252,000 | 5,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,651,000 | 24,202,000 | 24,914,000 | 25,782,000 |
| Total capital | 24,123,000 | 25,676,000 | 26,392,000 | 27,282,000 |
| Risk-weighted assets | 179,453,000 | 193,497,000 | 200,355,000 | 205,689,000 |