Call reports 2012
BANK, THE — 2012
What BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,603,000 | 216,686,000 | 216,348,000 | 301,508,000 |
| Total loans | 121,943,000 | 130,269,000 | 128,576,000 | 166,850,000 |
| Allowance for loan losses | 1,469,000 | 1,470,000 | 1,465,000 | 1,473,000 |
| Securities available for sale | 51,556,000 | 61,078,000 | 63,300,000 | 76,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,360,000 | 173,938,000 | 174,834,000 | 267,996,000 |
| Interest-bearing deposits | 142,893,000 | 130,719,000 | 136,053,000 | 202,008,000 |
| Noninterest-bearing deposits | 39,467,000 | 43,219,000 | 38,781,000 | 65,988,000 |
| Equity capital | 20,160,000 | 21,702,000 | 22,973,000 | 28,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,368,000 | 6,590,000 | 9,060,000 |
| Interest expense | 169,000 | 331,000 | 485,000 | 642,000 |
| Net interest income | 1,912,000 | 4,037,000 | 6,105,000 | 8,418,000 |
| Noninterest income | 133,000 | 275,000 | 431,000 | 601,000 |
| Noninterest expense | 814,000 | 1,659,000 | 2,595,000 | 3,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,231,000 | 2,653,000 | 3,941,000 | 5,333,000 |
| Income tax | 20,000 | 39,000 | 76,000 | 238,000 |
| Net income | 1,211,000 | 2,614,000 | 3,865,000 | 5,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,366,000 | 18,798,000 | 20,077,000 | 21,413,000 |
| Total capital | 18,835,000 | 20,268,000 | 21,542,000 | 22,886,000 |
| Risk-weighted assets | 132,047,000 | 136,872,000 | 134,684,000 | 184,287,000 |