Call reports 2010
BANK, THE — 2010
What BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 182,672,000 | 183,169,000 | 185,208,000 | 185,133,000 |
| Total loans | 118,880,000 | 124,629,000 | 126,247,000 | 121,169,000 |
| Allowance for loan losses | 1,466,000 | 1,799,000 | 1,801,000 | 1,414,000 |
| Securities available for sale | 37,336,000 | 37,370,000 | 36,393,000 | 37,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,982,000 | 158,210,000 | 164,906,000 | 163,640,000 |
| Interest-bearing deposits | 137,402,000 | 136,580,000 | 139,568,000 | 133,603,000 |
| Noninterest-bearing deposits | 24,580,000 | 21,630,000 | 25,338,000 | 30,037,000 |
| Equity capital | 18,150,000 | 19,695,000 | 17,802,000 | 18,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,430,000 | 6,656,000 | 8,833,000 |
| Interest expense | 279,000 | 578,000 | 821,000 | 1,036,000 |
| Net interest income | 1,796,000 | 3,852,000 | 5,835,000 | 7,797,000 |
| Noninterest income | 142,000 | 293,000 | 452,000 | 594,000 |
| Noninterest expense | 760,000 | 1,499,000 | 2,423,000 | 3,285,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 1,178,000 | 2,646,000 | 3,864,000 | 5,506,000 |
| Income tax | 27,000 | 81,000 | 122,000 | 166,000 |
| Net income | 1,151,000 | 2,565,000 | 3,742,000 | 5,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,335,000 | 16,779,000 | 14,767,000 | 16,395,000 |
| Total capital | 16,782,000 | 18,243,000 | 16,267,000 | 17,752,000 |
| Risk-weighted assets | 115,774,000 | 117,794,000 | 120,558,000 | 110,369,000 |