Call reports 2009
BANK, THE — 2009
What BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,325,000 | 172,670,000 | 169,418,000 | 176,939,000 |
| Total loans | 113,746,000 | 120,404,000 | 121,296,000 | 119,383,000 |
| Allowance for loan losses | 1,023,000 | 1,146,000 | 1,448,000 | 1,446,000 |
| Securities available for sale | 39,303,000 | 37,668,000 | 37,179,000 | 36,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,147,000 | 147,964,000 | 146,628,000 | 156,072,000 |
| Interest-bearing deposits | 125,633,000 | 127,220,000 | 125,699,000 | 130,388,000 |
| Noninterest-bearing deposits | 23,514,000 | 20,744,000 | 20,929,000 | 25,684,000 |
| Equity capital | 16,536,000 | 17,519,000 | 17,275,000 | 18,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,231,000 | 6,373,000 | 8,448,000 |
| Interest expense | 416,000 | 757,000 | 1,075,000 | 1,335,000 |
| Net interest income | 1,658,000 | 3,474,000 | 5,298,000 | 7,113,000 |
| Noninterest income | 145,000 | 286,000 | 457,000 | 597,000 |
| Noninterest expense | 650,000 | 1,424,000 | 2,298,000 | 3,043,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 400,000 |
| Pretax income | 1,153,000 | 2,236,000 | 3,057,000 | 4,267,000 |
| Income tax | 20,000 | 47,000 | 79,000 | 113,000 |
| Net income | 1,133,000 | 2,189,000 | 2,978,000 | 4,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,339,000 | 15,423,000 | 14,497,000 | 15,702,000 |
| Total capital | 15,362,000 | 16,569,000 | 15,889,000 | 17,144,000 |
| Risk-weighted assets | 108,952,000 | 118,285,000 | 113,558,000 | 114,625,000 |