Call reports 2008
BANK, THE — 2008
What BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 158,604,000 | 161,974,000 | 157,972,000 | 168,915,000 |
| Total loans | 101,748,000 | 110,510,000 | 109,246,000 | 112,131,000 |
| Allowance for loan losses | 1,472,000 | 1,483,000 | 1,485,000 | 1,009,000 |
| Securities available for sale | 40,928,000 | 38,436,000 | 38,119,000 | 37,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,927,000 | 136,657,000 | 137,111,000 | 148,448,000 |
| Interest-bearing deposits | 115,473,000 | 115,457,000 | 116,873,000 | 125,295,000 |
| Noninterest-bearing deposits | 22,454,000 | 21,200,000 | 20,238,000 | 23,153,000 |
| Equity capital | 16,462,000 | 16,678,000 | 15,450,000 | 16,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,695,000 | 5,215,000 | 7,644,000 | 9,889,000 |
| Interest expense | 820,000 | 1,469,000 | 2,149,000 | 2,751,000 |
| Net interest income | 1,875,000 | 3,746,000 | 5,495,000 | 7,138,000 |
| Noninterest income | 142,000 | 287,000 | 436,000 | 582,000 |
| Noninterest expense | 684,000 | 1,307,000 | 2,127,000 | 2,958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,333,000 | 2,726,000 | 3,804,000 | 4,762,000 |
| Income tax | 51,000 | 119,000 | 170,000 | 204,000 |
| Net income | 1,282,000 | 2,607,000 | 3,634,000 | 4,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,844,000 | 15,196,000 | 13,741,000 | 14,694,000 |
| Total capital | 15,077,000 | 16,489,000 | 15,010,000 | 15,703,000 |
| Risk-weighted assets | 97,895,000 | 102,747,000 | 101,324,000 | 107,861,000 |