Call reports 2007
BANK, THE — 2007
What BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 147,760,000 | 146,892,000 | 151,636,000 | 160,160,000 |
| Total loans | 99,194,000 | 102,109,000 | 101,833,000 | 105,230,000 |
| Allowance for loan losses | 1,259,000 | 1,450,000 | 1,451,000 | 1,470,000 |
| Securities available for sale | 28,315,000 | 27,802,000 | 34,154,000 | 36,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,580,000 | 124,487,000 | 130,948,000 | 138,722,000 |
| Interest-bearing deposits | 112,335,000 | 109,380,000 | 113,535,000 | 116,566,000 |
| Noninterest-bearing deposits | 16,245,000 | 15,107,000 | 17,413,000 | 22,156,000 |
| Equity capital | 15,034,000 | 15,826,000 | 15,497,000 | 17,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,827,000 | 8,803,000 | 11,684,000 |
| Interest expense | 1,155,000 | 2,312,000 | 3,502,000 | 4,550,000 |
| Net interest income | 1,700,000 | 3,515,000 | 5,301,000 | 7,134,000 |
| Noninterest income | 154,000 | 291,000 | 448,000 | 589,000 |
| Noninterest expense | 651,000 | 1,220,000 | 2,020,000 | 2,769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,203,000 | 2,586,000 | 3,729,000 | 4,954,000 |
| Income tax | 43,000 | 100,000 | 144,000 | 172,000 |
| Net income | 1,160,000 | 2,486,000 | 3,585,000 | 4,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,204,000 | 14,558,000 | 13,860,000 | 15,087,000 |
| Total capital | 14,361,000 | 15,756,000 | 15,082,000 | 16,380,000 |
| Risk-weighted assets | 93,807,000 | 95,655,000 | 98,585,000 | 103,304,000 |