Call reports 2006
BANK, THE — 2006
What BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 148,205,000 | 145,727,000 | 144,108,000 | 148,084,000 |
| Total loans | 95,325,000 | 98,035,000 | 97,212,000 | 97,244,000 |
| Allowance for loan losses | 1,252,000 | 1,256,000 | 1,269,000 | 1,289,000 |
| Securities available for sale | 25,910,000 | 25,432,000 | 29,237,000 | 28,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,189,000 | 123,959,000 | 124,080,000 | 128,764,000 |
| Interest-bearing deposits | 110,463,000 | 108,799,000 | 108,582,000 | 110,845,000 |
| Noninterest-bearing deposits | 17,726,000 | 15,160,000 | 15,498,000 | 17,919,000 |
| Equity capital | 14,332,000 | 15,039,000 | 14,091,000 | 15,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,237,000 | 8,065,000 | 10,885,000 |
| Interest expense | 965,000 | 2,045,000 | 3,199,000 | 4,361,000 |
| Net interest income | 1,547,000 | 3,192,000 | 4,866,000 | 6,524,000 |
| Noninterest income | 150,000 | 311,000 | 467,000 | 615,000 |
| Noninterest expense | 644,000 | 1,298,000 | 2,062,000 | 2,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,053,000 | 2,205,000 | 3,271,000 | 4,324,000 |
| Income tax | 55,000 | 96,000 | 137,000 | 165,000 |
| Net income | 998,000 | 2,109,000 | 3,134,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,602,000 | 13,707,000 | 12,319,000 | 13,372,000 |
| Total capital | 13,476,000 | 14,809,000 | 13,430,000 | 14,507,000 |
| Risk-weighted assets | 87,172,000 | 89,757,000 | 87,961,000 | 90,641,000 |