Call reports 2005
BANK, THE — 2005
What BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 140,579,000 | 146,290,000 | 144,130,000 | 145,930,000 |
| Total loans | 93,836,000 | 93,074,000 | 93,817,000 | 92,443,000 |
| Allowance for loan losses | 1,405,000 | 1,208,000 | 1,218,000 | 1,235,000 |
| Securities available for sale | 18,005,000 | 22,659,000 | 21,753,000 | 23,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,278,000 | 125,898,000 | 124,299,000 | 126,292,000 |
| Interest-bearing deposits | 107,914,000 | 112,041,000 | 108,888,000 | 108,641,000 |
| Noninterest-bearing deposits | 14,364,000 | 13,857,000 | 15,411,000 | 17,651,000 |
| Equity capital | 14,193,000 | 15,440,000 | 14,033,000 | 14,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,246,000 | 6,598,000 | 8,968,000 |
| Interest expense | 625,000 | 1,365,000 | 2,195,000 | 3,054,000 |
| Net interest income | 1,423,000 | 2,881,000 | 4,403,000 | 5,914,000 |
| Noninterest income | 119,000 | 248,000 | 388,000 | 530,000 |
| Noninterest expense | 665,000 | 1,324,000 | 1,969,000 | 2,617,000 |
| Provision for loan losses | -200,000 | -400,000 | -400,000 | -400,000 |
| Pretax income | 1,077,000 | 2,205,000 | 3,222,000 | 4,226,000 |
| Income tax | 32,000 | 75,000 | 108,000 | 129,000 |
| Net income | 1,045,000 | 2,130,000 | 3,114,000 | 4,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,137,000 | 13,253,000 | 11,951,000 | 12,963,000 |
| Total capital | 13,177,000 | 14,313,000 | 12,995,000 | 13,984,000 |
| Risk-weighted assets | 82,828,000 | 84,631,000 | 85,360,000 | 83,549,000 |