Call reports 2004
BANK, THE — 2004
What BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 135,548,000 | 130,136,000 | 134,103,000 | 143,362,000 |
| Total loans | 91,315,000 | 94,345,000 | 96,198,000 | 94,710,000 |
| Allowance for loan losses | 1,591,000 | 1,564,000 | 1,567,000 | 1,540,000 |
| Securities available for sale | 14,146,000 | 10,140,000 | 9,860,000 | 18,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,854,000 | 114,269,000 | 116,528,000 | 123,707,000 |
| Interest-bearing deposits | 104,282,000 | 101,485,000 | 102,593,000 | 106,963,000 |
| Noninterest-bearing deposits | 14,572,000 | 12,784,000 | 13,935,000 | 16,744,000 |
| Equity capital | 14,501,000 | 13,862,000 | 14,786,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,372,000 | 5,188,000 | 7,144,000 |
| Interest expense | 438,000 | 878,000 | 1,338,000 | 1,850,000 |
| Net interest income | 1,272,000 | 2,494,000 | 3,850,000 | 5,294,000 |
| Noninterest income | 142,000 | 299,000 | 435,000 | 570,000 |
| Noninterest expense | 678,000 | 1,318,000 | 1,934,000 | 2,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 736,000 | 1,456,000 | 2,332,000 | 3,217,000 |
| Income tax | 73,000 | 114,000 | 145,000 | 166,000 |
| Net income | 663,000 | 1,342,000 | 2,187,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,808,000 | 11,505,000 | 12,378,000 | 13,254,000 |
| Total capital | 12,958,000 | 12,536,000 | 13,580,000 | 14,342,000 |
| Risk-weighted assets | 91,568,000 | 81,943,000 | 95,784,000 | 86,586,000 |