Call reports 2003
BANK, THE — 2003
What BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,340,000 | 136,142,000 | 138,113,000 | 140,760,000 |
| Total loans | 96,692,000 | 101,784,000 | 100,599,000 | 95,074,000 |
| Allowance for loan losses | 1,470,000 | 1,399,000 | 1,509,000 | 1,612,000 |
| Securities available for sale | 20,198,000 | 15,663,000 | 10,068,000 | 14,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,599,000 | 118,712,000 | 121,443,000 | 124,823,000 |
| Interest-bearing deposits | 111,565,000 | 106,467,000 | 107,448,000 | 109,076,000 |
| Noninterest-bearing deposits | 14,034,000 | 12,245,000 | 13,995,000 | 15,747,000 |
| Equity capital | 14,461,000 | 15,269,000 | 14,413,000 | 13,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,557,000 | 5,406,000 | 7,300,000 |
| Interest expense | 537,000 | 1,042,000 | 1,512,000 | 1,978,000 |
| Net interest income | 1,325,000 | 2,515,000 | 3,894,000 | 5,322,000 |
| Noninterest income | 146,000 | 307,000 | 448,000 | 622,000 |
| Noninterest expense | 632,000 | 1,255,000 | 1,858,000 | 2,637,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 600,000 |
| Pretax income | 839,000 | 1,579,000 | 2,417,000 | 2,740,000 |
| Income tax | 0 | 26,000 | 46,000 | 59,000 |
| Net income | 839,000 | 1,553,000 | 2,371,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,706,000 | 12,400,000 | 11,668,000 | 11,118,000 |
| Total capital | 13,035,000 | 13,518,000 | 12,792,000 | 12,204,000 |
| Risk-weighted assets | 106,172,000 | 89,187,000 | 89,555,000 | 86,325,000 |