Call reports 2002
BANK, THE — 2002
What BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,262,000 | 139,496,000 | 142,187,000 | 144,938,000 |
| Total loans | 68,147,000 | 98,747,000 | 100,195,000 | 98,339,000 |
| Allowance for loan losses | 920,000 | 916,000 | 1,383,000 | 1,462,000 |
| Securities available for sale | 18,208,000 | 21,309,000 | 19,155,000 | 19,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,538,000 | 122,770,000 | 124,124,000 | 127,873,000 |
| Interest-bearing deposits | 74,623,000 | 109,857,000 | 109,588,000 | 112,365,000 |
| Noninterest-bearing deposits | 8,915,000 | 12,913,000 | 14,536,000 | 15,508,000 |
| Equity capital | 10,662,000 | 11,559,000 | 14,616,000 | 14,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,434,000 | 5,538,000 | 7,379,000 |
| Interest expense | 476,000 | 1,104,000 | 1,827,000 | 2,449,000 |
| Net interest income | 1,078,000 | 2,330,000 | 3,711,000 | 4,930,000 |
| Noninterest income | 91,000 | 204,000 | 418,000 | 542,000 |
| Noninterest expense | 493,000 | 1,133,000 | 1,753,000 | 2,510,000 |
| Provision for loan losses | 0 | 0 | 1,490,000 | 1,590,000 |
| Pretax income | 676,000 | 1,400,000 | 894,000 | 1,380,000 |
| Income tax | 26,000 | 62,000 | 88,000 | 106,000 |
| Net income | 650,000 | 1,338,000 | 806,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,228,000 | 10,916,000 | 11,479,000 | 11,571,000 |
| Total capital | 11,057,000 | 11,832,000 | 12,728,000 | 12,839,000 |
| Risk-weighted assets | 66,223,000 | 98,412,000 | 99,823,000 | 101,275,000 |