Call reports 2009
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2009
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,230,000 | 79,118,000 | 80,354,000 | 76,925,000 |
| Total loans | 62,769,000 | 63,084,000 | 63,826,000 | 61,370,000 |
| Allowance for loan losses | 1,735,000 | 1,736,000 | 1,765,000 | 1,895,000 |
| Securities available for sale | 851,000 | 751,000 | 695,000 | 641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,864,000 | 75,016,000 | 75,816,000 | 74,519,000 |
| Interest-bearing deposits | 74,203,000 | 69,539,000 | 70,260,000 | 68,916,000 |
| Noninterest-bearing deposits | 4,662,000 | 5,477,000 | 5,556,000 | 5,603,000 |
| Equity capital | 4,047,000 | 3,737,000 | 4,096,000 | 2,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,283,000 | 3,098,000 | 3,901,000 |
| Interest expense | 655,000 | 1,261,000 | 1,781,000 | 2,251,000 |
| Net interest income | 522,000 | 1,022,000 | 1,317,000 | 1,650,000 |
| Noninterest income | 338,000 | 375,000 | 1,281,000 | 1,435,000 |
| Noninterest expense | 780,000 | 1,630,000 | 2,428,000 | 3,499,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 1,550,000 |
| Pretax income | 80,000 | -233,000 | 120,000 | -1,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | -233,000 | 120,000 | -1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,040,000 | 3,726,000 | 4,080,000 | 1,995,000 |
| Total capital | 4,854,000 | 4,544,000 | 4,895,000 | 2,756,000 |
| Risk-weighted assets | 65,086,000 | 64,505,000 | 63,951,000 | 59,390,000 |