Call reports 2007
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2007
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,405,000 | 76,072,000 | 69,926,000 | 72,266,000 |
| Total loans | 52,266,000 | 52,744,000 | 55,972,000 | 55,120,000 |
| Allowance for loan losses | 728,000 | 723,000 | 723,000 | 412,000 |
| Securities available for sale | 5,247,000 | 5,170,000 | 1,178,000 | 1,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,288,000 | 70,001,000 | 64,006,000 | 66,756,000 |
| Interest-bearing deposits | 63,941,000 | 65,055,000 | 58,842,000 | 61,705,000 |
| Noninterest-bearing deposits | 4,347,000 | 4,947,000 | 5,164,000 | 5,051,000 |
| Equity capital | 5,559,000 | 5,596,000 | 5,202,000 | 4,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,867,000 | 4,256,000 | 5,726,000 |
| Interest expense | 748,000 | 1,524,000 | 2,268,000 | 2,942,000 |
| Net interest income | 654,000 | 1,343,000 | 1,988,000 | 2,784,000 |
| Noninterest income | 127,000 | 236,000 | 661,000 | 782,000 |
| Noninterest expense | 739,000 | 1,473,000 | 2,990,000 | 3,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 265,000 |
| Pretax income | 42,000 | 106,000 | -336,000 | -564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 106,000 | -336,000 | -564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,578,000 | 5,639,000 | 5,202,000 | 4,976,000 |
| Total capital | 6,306,000 | 6,362,000 | 5,925,000 | 5,388,000 |
| Risk-weighted assets | 59,152,000 | 61,309,000 | 57,361,000 | 56,042,000 |