Call reports 2006
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2006
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,324,000 | 72,797,000 | 74,180,000 | 75,145,000 |
| Total loans | 55,242,000 | 54,801,000 | 54,002,000 | 52,187,000 |
| Allowance for loan losses | 646,000 | 646,000 | 796,000 | 730,000 |
| Securities available for sale | 5,760,000 | 5,827,000 | 5,450,000 | 4,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,476,000 | 66,897,000 | 67,868,000 | 69,008,000 |
| Interest-bearing deposits | 60,280,000 | 61,122,000 | 62,424,000 | 63,398,000 |
| Noninterest-bearing deposits | 7,196,000 | 5,775,000 | 5,444,000 | 5,610,000 |
| Equity capital | 5,081,000 | 5,158,000 | 5,638,000 | 5,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,598,000 | 4,165,000 | 5,691,000 |
| Interest expense | 563,000 | 1,192,000 | 1,837,000 | 2,575,000 |
| Net interest income | 709,000 | 1,406,000 | 2,328,000 | 3,116,000 |
| Noninterest income | 105,000 | 214,000 | 820,000 | 948,000 |
| Noninterest expense | 751,000 | 1,476,000 | 2,402,000 | 3,174,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 375,000 |
| Pretax income | 63,000 | 144,000 | 596,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 144,000 | 596,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,129,000 | 5,210,000 | 5,670,000 | 5,532,000 |
| Total capital | 5,775,000 | 5,856,000 | 6,433,000 | 6,262,000 |
| Risk-weighted assets | 53,464,000 | 54,259,000 | 61,031,000 | 60,030,000 |