Call reports 2003
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2003
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,834,000 | 61,776,000 | 60,960,000 | 58,613,000 |
| Total loans | 46,304,000 | 42,957,000 | 39,996,000 | 43,750,000 |
| Allowance for loan losses | 530,000 | 530,000 | 530,000 | 527,000 |
| Securities available for sale | 4,524,000 | 3,981,000 | 3,440,000 | 3,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,575,000 | 56,434,000 | 55,642,000 | 53,264,000 |
| Interest-bearing deposits | 48,517,000 | 49,699,000 | 50,432,000 | 48,565,000 |
| Noninterest-bearing deposits | 5,058,000 | 6,735,000 | 5,210,000 | 4,699,000 |
| Equity capital | 4,977,000 | 5,049,000 | 5,041,000 | 5,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,920,000 | 2,808,000 | 3,704,000 |
| Interest expense | 363,000 | 699,000 | 1,020,000 | 1,328,000 |
| Net interest income | 597,000 | 1,221,000 | 1,788,000 | 2,376,000 |
| Noninterest income | 53,000 | 103,000 | 156,000 | 210,000 |
| Noninterest expense | 560,000 | 1,155,000 | 1,785,000 | 2,393,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 11,000 |
| Pretax income | 80,000 | 159,000 | 149,000 | 183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 159,000 | 149,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,960,000 | 5,039,000 | 5,029,000 | 5,063,000 |
| Total capital | 5,490,000 | 5,569,000 | 5,539,000 | 5,590,000 |
| Risk-weighted assets | 43,963,000 | 42,575,000 | 40,816,000 | 43,688,000 |