Call reports 2002
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2002
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,071,000 | 55,806,000 | 59,196,000 | 57,997,000 |
| Total loans | 38,754,000 | 45,587,000 | 47,392,000 | 45,905,000 |
| Allowance for loan losses | 479,000 | 487,000 | 524,000 | 524,000 |
| Securities available for sale | 7,036,000 | 5,496,000 | 4,414,000 | 4,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,221,000 | 50,670,000 | 53,989,000 | 52,760,000 |
| Interest-bearing deposits | 41,757,000 | 45,298,000 | 48,628,000 | 48,320,000 |
| Noninterest-bearing deposits | 4,464,000 | 5,372,000 | 5,361,000 | 4,440,000 |
| Equity capital | 4,539,000 | 4,734,000 | 4,824,000 | 4,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,815,000 | 2,894,000 | 3,892,000 |
| Interest expense | 423,000 | 823,000 | 1,249,000 | 1,645,000 |
| Net interest income | 378,000 | 992,000 | 1,645,000 | 2,247,000 |
| Noninterest income | 40,000 | 90,000 | 112,000 | 159,000 |
| Noninterest expense | 472,000 | 993,000 | 1,510,000 | 2,105,000 |
| Provision for loan losses | 107,000 | 115,000 | 129,000 | 129,000 |
| Pretax income | -114,000 | 21,000 | 195,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -114,000 | 21,000 | 195,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,542,000 | 4,677,000 | 4,775,000 | 4,880,000 |
| Total capital | 5,019,000 | 5,164,000 | 5,299,000 | 5,404,000 |
| Risk-weighted assets | 38,131,000 | 42,940,000 | 44,093,000 | 43,259,000 |