Call reports 2001
CITIZENS BANK & TRUST COMPANY OF CHICAGO — 2001
What CITIZENS BANK & TRUST COMPANY OF CHICAGO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,588,000 | 36,857,000 | 41,535,000 | 45,649,000 |
| Total loans | 17,527,000 | 20,721,000 | 26,554,000 | 33,214,000 |
| Allowance for loan losses | 252,000 | 368,000 | 368,000 | 369,000 |
| Securities available for sale | 5,199,000 | 4,298,000 | 4,061,000 | 3,730,000 |
| Securities held to maturity | 749,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,979,000 | 33,303,000 | 37,437,000 | 41,393,000 |
| Interest-bearing deposits | 27,195,000 | 28,462,000 | 32,943,000 | 36,590,000 |
| Noninterest-bearing deposits | 3,784,000 | 4,841,000 | 4,494,000 | 4,803,000 |
| Equity capital | 3,332,000 | 3,255,000 | 3,780,000 | 3,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,343,000 | 2,029,000 | 2,825,000 |
| Interest expense | 401,000 | 811,000 | 1,208,000 | 1,634,000 |
| Net interest income | 274,000 | 532,000 | 821,000 | 1,191,000 |
| Noninterest income | 37,000 | 69,000 | 103,000 | 135,000 |
| Noninterest expense | 524,000 | 1,054,000 | 1,560,000 | 2,102,000 |
| Provision for loan losses | 6,000 | 157,000 | 157,000 | 167,000 |
| Pretax income | -185,000 | -558,000 | -741,000 | -891,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -185,000 | -555,000 | -741,000 | -891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,239,000 | 3,166,000 | 3,687,000 | 3,837,000 |
| Total capital | 3,491,000 | 3,461,000 | 4,046,000 | 4,206,000 |
| Risk-weighted assets | 21,890,000 | 23,715,000 | 28,751,000 | 32,894,000 |