Call reports 2006
COMMUNITY NATIONAL BANK — 2006
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 889,028,000 | 896,767,000 | 878,788,000 |
| Total loans | 732,664,000 | 745,385,000 | 727,852,000 |
| Allowance for loan losses | 9,856,000 | 9,780,000 | 9,669,000 |
| Securities available for sale | 47,173,000 | 44,380,000 | 42,378,000 |
| Securities held to maturity | 7,589,000 | 7,332,000 | 7,039,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 721,255,000 | 700,872,000 | 673,364,000 |
| Interest-bearing deposits | 628,894,000 | 607,381,000 | 612,661,000 |
| Noninterest-bearing deposits | 92,361,000 | 93,491,000 | 60,703,000 |
| Equity capital | 131,924,000 | 135,648,000 | 140,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 16,969,000 | 34,524,000 | 52,756,000 |
| Interest expense | 4,092,000 | 8,406,000 | 13,166,000 |
| Net interest income | 12,877,000 | 26,118,000 | 39,590,000 |
| Noninterest income | 2,615,000 | 4,960,000 | 7,003,000 |
| Noninterest expense | 8,833,000 | 17,769,000 | 25,760,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 6,659,000 | 13,309,000 | 20,833,000 |
| Income tax | 2,658,000 | 5,454,000 | 8,489,000 |
| Net income | 4,001,000 | 7,855,000 | 12,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 86,804,000 | 90,497,000 | 95,152,000 |
| Total capital | 96,827,000 | 100,507,000 | 105,096,000 |
| Risk-weighted assets | 800,968,000 | 800,703,000 | 795,502,000 |