Call reports 2005
COMMUNITY NATIONAL BANK — 2005
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 707,568,000 | 768,975,000 | 882,666,000 | 909,116,000 |
| Total loans | 592,864,000 | 644,021,000 | 733,663,000 | 737,072,000 |
| Allowance for loan losses | 7,917,000 | 8,392,000 | 10,124,000 | 9,773,000 |
| Securities available for sale | 24,774,000 | 42,573,000 | 42,613,000 | 49,661,000 |
| Securities held to maturity | 3,737,000 | 7,433,000 | 6,976,000 | 6,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,935,000 | 634,692,000 | 739,239,000 | 713,175,000 |
| Interest-bearing deposits | 468,120,000 | 504,061,000 | 621,027,000 | 637,901,000 |
| Noninterest-bearing deposits | 120,815,000 | 130,631,000 | 118,212,000 | 75,274,000 |
| Equity capital | 78,886,000 | 81,474,000 | 124,416,000 | 128,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,634,000 | 22,764,000 | 37,635,000 | 53,855,000 |
| Interest expense | 1,759,000 | 4,302,000 | 7,663,000 | 11,195,000 |
| Net interest income | 8,875,000 | 18,462,000 | 29,972,000 | 42,660,000 |
| Noninterest income | 2,638,000 | 5,451,000 | 8,069,000 | 10,479,000 |
| Noninterest expense | 6,706,000 | 13,558,000 | 20,988,000 | 29,000,000 |
| Provision for loan losses | 318,000 | 731,000 | 1,161,000 | 1,231,000 |
| Pretax income | 4,489,000 | 9,624,000 | 15,892,000 | 22,908,000 |
| Income tax | 1,774,000 | 3,831,000 | 6,360,000 | 9,106,000 |
| Net income | 2,715,000 | 5,793,000 | 9,532,000 | 13,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,380,000 | 63,004,000 | 79,033,000 | 83,181,000 |
| Total capital | 68,494,000 | 71,599,000 | 88,975,000 | 93,249,000 |
| Risk-weighted assets | 649,152,000 | 704,155,000 | 796,312,000 | 811,562,000 |