Call reports 2002
COMMUNITY NATIONAL BANK — 2002
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 410,135,000 | 404,324,000 | 387,831,000 | 416,062,000 |
| Total loans | 329,885,000 | 309,390,000 | 322,318,000 | 343,415,000 |
| Allowance for loan losses | 3,039,000 | 3,276,000 | 3,607,000 | 3,945,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,166,000 | 23,316,000 | 24,251,000 | 20,770,000 |
| Trading assets | 0 | 0 | 0 | 16,076,000 |
| Total deposits | 344,245,000 | 340,526,000 | 336,368,000 | 365,307,000 |
| Interest-bearing deposits | 303,094,000 | 297,521,000 | 286,449,000 | 313,666,000 |
| Noninterest-bearing deposits | 41,151,000 | 43,005,000 | 49,919,000 | 51,641,000 |
| Equity capital | 29,259,000 | 30,701,000 | 31,738,000 | 32,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,847,000 | 12,089,000 | 18,360,000 | 24,814,000 |
| Interest expense | 2,045,000 | 4,012,000 | 5,806,000 | 7,467,000 |
| Net interest income | 3,802,000 | 8,077,000 | 12,554,000 | 17,347,000 |
| Noninterest income | 1,404,000 | 3,141,000 | 4,730,000 | 6,495,000 |
| Noninterest expense | 3,648,000 | 7,813,000 | 11,797,000 | 15,546,000 |
| Provision for loan losses | 246,000 | 479,000 | 785,000 | 1,561,000 |
| Pretax income | 1,312,000 | 2,926,000 | 4,702,000 | 6,735,000 |
| Income tax | 546,000 | 1,217,000 | 1,956,000 | 2,797,000 |
| Net income | 766,000 | 1,709,000 | 2,746,000 | 3,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,101,000 | 30,506,000 | 31,504,000 | 31,769,000 |
| Total capital | 32,419,000 | 34,042,000 | 35,256,000 | 35,888,000 |
| Risk-weighted assets | 312,441,000 | 304,626,000 | 319,719,000 | 345,242,000 |