Call reports 2001
COMMUNITY NATIONAL BANK — 2001
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 315,594,000 | 325,126,000 | 344,671,000 | 368,844,000 |
| Total loans | 267,107,000 | 264,569,000 | 283,560,000 | 308,473,000 |
| Allowance for loan losses | 2,242,000 | 2,230,000 | 2,833,000 | 3,073,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,561,000 | 5,064,000 | 5,064,000 | 10,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,785,000 | 290,787,000 | 311,242,000 | 333,653,000 |
| Interest-bearing deposits | 243,990,000 | 257,335,000 | 272,589,000 | 295,030,000 |
| Noninterest-bearing deposits | 31,795,000 | 33,452,000 | 38,653,000 | 38,623,000 |
| Equity capital | 22,712,000 | 24,165,000 | 26,633,000 | 28,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,568,000 | 12,971,000 | 19,100,000 | 25,180,000 |
| Interest expense | 3,081,000 | 6,057,000 | 8,840,000 | 11,289,000 |
| Net interest income | 3,487,000 | 6,914,000 | 10,260,000 | 13,891,000 |
| Noninterest income | 726,000 | 1,651,000 | 2,513,000 | 3,713,000 |
| Noninterest expense | 3,357,000 | 6,856,000 | 9,323,000 | 12,761,000 |
| Provision for loan losses | 19,000 | 94,000 | 764,000 | 1,470,000 |
| Pretax income | 825,000 | 1,615,000 | 2,416,000 | 3,373,000 |
| Income tax | 325,000 | 671,000 | 1,004,000 | 1,402,000 |
| Net income | 500,000 | 944,000 | 1,412,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,526,000 | 24,040,000 | 26,506,000 | 28,061,000 |
| Total capital | 24,768,000 | 26,270,000 | 29,339,000 | 31,134,000 |
| Risk-weighted assets | 247,757,000 | 233,875,000 | 260,496,000 | 286,947,000 |