Call reports 2007
FIRST NATIONAL BANK OF NASH, THE — 2007
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,449,000 | 8,167,000 | 9,284,000 | 9,099,000 |
| Total loans | 4,971,000 | 5,446,000 | 5,084,000 | 5,064,000 |
| Allowance for loan losses | 36,000 | 32,000 | 32,000 | 33,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,510,000 | 7,169,000 | 8,293,000 | 8,143,000 |
| Interest-bearing deposits | 4,892,000 | 4,946,000 | 5,555,000 | 5,695,000 |
| Noninterest-bearing deposits | 2,618,000 | 2,223,000 | 2,738,000 | 2,448,000 |
| Equity capital | 873,000 | 892,000 | 915,000 | 868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 283,000 | 433,000 | 587,000 |
| Interest expense | 39,000 | 80,000 | 124,000 | 170,000 |
| Net interest income | 101,000 | 203,000 | 309,000 | 417,000 |
| Noninterest income | 13,000 | 29,000 | 44,000 | 61,000 |
| Noninterest expense | 84,000 | 173,000 | 266,000 | 423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 59,000 | 87,000 | 55,000 |
| Income tax | 4,000 | 14,000 | 19,000 | 9,000 |
| Net income | 26,000 | 45,000 | 68,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 873,000 | 892,000 | 915,000 | 868,000 |
| Total capital | 909,000 | 924,000 | 947,000 | 901,000 |
| Risk-weighted assets | 5,466,000 | 5,812,000 | 5,717,000 | 5,686,000 |