Call reports 2006
FIRST NATIONAL BANK OF NASH, THE — 2006
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,328,000 | 8,545,000 | 8,594,000 | 8,677,000 |
| Total loans | 4,949,000 | 4,786,000 | 4,945,000 | 5,022,000 |
| Allowance for loan losses | 25,000 | 25,000 | 25,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,408,000 | 7,595,000 | 7,612,000 | 7,737,000 |
| Interest-bearing deposits | 6,140,000 | 5,529,000 | 5,439,000 | 5,693,000 |
| Noninterest-bearing deposits | 2,268,000 | 2,066,000 | 2,173,000 | 2,044,000 |
| Equity capital | 859,000 | 880,000 | 905,000 | 847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 130,000 | 264,000 | 399,000 | 541,000 |
| Interest expense | 31,000 | 65,000 | 102,000 | 142,000 |
| Net interest income | 99,000 | 199,000 | 297,000 | 399,000 |
| Noninterest income | 14,000 | 26,000 | 40,000 | 58,000 |
| Noninterest expense | 81,000 | 164,000 | 244,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 32,000 | 61,000 | 93,000 | 46,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 7,000 |
| Net income | 26,000 | 47,000 | 72,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 859,000 | 880,000 | 905,000 | 847,000 |
| Total capital | 884,000 | 905,000 | 930,000 | 883,000 |
| Risk-weighted assets | 5,745,000 | 5,393,000 | 5,481,000 | 5,554,000 |