Call reports 2005
FIRST NATIONAL BANK OF NASH, THE — 2005
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 7,988,000 | 8,483,000 | 8,947,000 | 8,530,000 |
| Total loans | 4,735,000 | 4,466,000 | 4,478,000 | 5,370,000 |
| Allowance for loan losses | 28,000 | 28,000 | 27,000 | 25,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,000 | 10,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,124,000 | 7,592,000 | 8,033,000 | 7,624,000 |
| Interest-bearing deposits | 5,089,000 | 5,722,000 | 5,895,000 | 5,859,000 |
| Noninterest-bearing deposits | 2,035,000 | 1,870,000 | 2,138,000 | 1,765,000 |
| Equity capital | 817,000 | 832,000 | 851,000 | 833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 198,000 | 311,000 | 436,000 |
| Interest expense | 15,000 | 36,000 | 60,000 | 89,000 |
| Net interest income | 83,000 | 162,000 | 251,000 | 347,000 |
| Noninterest income | 13,000 | 29,000 | 45,000 | 62,000 |
| Noninterest expense | 77,000 | 153,000 | 233,000 | 354,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 38,000 | 63,000 | 55,000 |
| Income tax | 1,000 | 6,000 | 11,000 | 9,000 |
| Net income | 18,000 | 32,000 | 52,000 | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 817,000 | 832,000 | 851,000 | 833,000 |
| Total capital | 845,000 | 860,000 | 878,000 | 858,000 |
| Risk-weighted assets | 5,290,000 | 5,155,000 | 5,256,000 | 5,909,000 |