Call reports 2004
FIRST NATIONAL BANK OF NASH, THE — 2004
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,951,000 | 8,233,000 | 8,196,000 | 7,828,000 |
| Total loans | 3,581,000 | 3,576,000 | 3,523,000 | 4,837,000 |
| Allowance for loan losses | 27,000 | 26,000 | 27,000 | 28,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,000 | 24,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,126,000 | 7,399,000 | 7,359,000 | 6,983,000 |
| Interest-bearing deposits | 5,548,000 | 5,564,000 | 5,769,000 | 5,382,000 |
| Noninterest-bearing deposits | 1,578,000 | 1,835,000 | 1,590,000 | 1,601,000 |
| Equity capital | 793,000 | 788,000 | 794,000 | 799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 83,000 | 160,000 | 245,000 | 340,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 60,000 |
| Net interest income | 68,000 | 130,000 | 200,000 | 280,000 |
| Noninterest income | 15,000 | 31,000 | 44,000 | 62,000 |
| Noninterest expense | 81,000 | 164,000 | 241,000 | 332,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | -3,000 | 3,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 2,000 | -3,000 | 3,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 793,000 | 788,000 | 794,000 | 799,000 |
| Total capital | 820,000 | 814,000 | 821,000 | 827,000 |
| Risk-weighted assets | 4,416,000 | 4,451,000 | 4,385,000 | 5,337,000 |