Call reports 2003
FIRST NATIONAL BANK OF NASH, THE — 2003
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,259,000 | 7,552,000 | 7,938,000 | 7,530,000 |
| Total loans | 3,680,000 | 3,631,000 | 3,165,000 | 4,010,000 |
| Allowance for loan losses | 53,000 | 51,000 | 21,000 | 27,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,000 | 12,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,371,000 | 6,671,000 | 7,114,000 | 6,709,000 |
| Interest-bearing deposits | 5,098,000 | 5,413,000 | 5,558,000 | 5,243,000 |
| Noninterest-bearing deposits | 1,273,000 | 1,258,000 | 1,556,000 | 1,466,000 |
| Equity capital | 846,000 | 840,000 | 791,000 | 791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 93,000 | 174,000 | 251,000 | 329,000 |
| Interest expense | 22,000 | 42,000 | 59,000 | 76,000 |
| Net interest income | 71,000 | 132,000 | 192,000 | 253,000 |
| Noninterest income | 14,000 | 28,000 | 41,000 | 55,000 |
| Noninterest expense | 81,000 | 163,000 | 246,000 | 330,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 39,000 |
| Pretax income | 4,000 | -3,000 | -52,000 | -61,000 |
| Income tax | 1,000 | 0 | 0 | -9,000 |
| Net income | 3,000 | -3,000 | -52,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 846,000 | 840,000 | 791,000 | 791,000 |
| Total capital | 899,000 | 891,000 | 812,000 | 818,000 |
| Risk-weighted assets | 4,394,000 | 4,436,000 | 4,116,000 | 4,667,000 |