Call reports 2002
FIRST NATIONAL BANK OF NASH, THE — 2002
What FIRST NATIONAL BANK OF NASH, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,724,000 | 7,590,000 | 7,305,000 | 6,824,000 |
| Total loans | 4,114,000 | 3,842,000 | 3,917,000 | 3,943,000 |
| Allowance for loan losses | 28,000 | 47,000 | 49,000 | 51,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 323,000 | 199,000 | 100,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,823,000 | 6,684,000 | 6,385,000 | 5,941,000 |
| Interest-bearing deposits | 5,479,000 | 5,280,000 | 5,156,000 | 4,794,000 |
| Noninterest-bearing deposits | 1,344,000 | 1,404,000 | 1,229,000 | 1,147,000 |
| Equity capital | 846,000 | 859,000 | 878,000 | 843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 228,000 | 334,000 | 436,000 |
| Interest expense | 34,000 | 61,000 | 86,000 | 108,000 |
| Net interest income | 83,000 | 167,000 | 248,000 | 328,000 |
| Noninterest income | 14,000 | 30,000 | 45,000 | 65,000 |
| Noninterest expense | 84,000 | 168,000 | 243,000 | 384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 29,000 | 50,000 | 9,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 1,000 |
| Net income | 11,000 | 25,000 | 43,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 846,000 | 859,000 | 878,000 | 843,000 |
| Total capital | 874,000 | 906,000 | 927,000 | 894,000 |
| Risk-weighted assets | 4,918,000 | 4,596,000 | 4,602,000 | 4,540,000 |