Call reports 2024
KODABANK — 2024
What KODABANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 456,223,000 | 455,400,000 | 470,150,000 | 508,058,000 |
| Total loans | 343,255,000 | 360,557,000 | 368,000,000 | 380,628,000 |
| Allowance for loan losses | 4,132,000 | 4,196,000 | 4,263,000 | 4,314,000 |
| Securities available for sale | 46,626,000 | 44,002,000 | 45,483,000 | 44,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,645,000 | 386,257,000 | 400,574,000 | 439,507,000 |
| Interest-bearing deposits | 305,606,000 | 310,166,000 | 322,972,000 | 345,596,000 |
| Noninterest-bearing deposits | 83,039,000 | 76,091,000 | 77,602,000 | 93,911,000 |
| Equity capital | 46,324,000 | 47,594,000 | 50,139,000 | 48,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,732,000 | 11,822,000 | 18,302,000 | 25,047,000 |
| Interest expense | 2,132,000 | 4,446,000 | 6,979,000 | 9,732,000 |
| Net interest income | 3,600,000 | 7,376,000 | 11,323,000 | 15,315,000 |
| Noninterest income | 191,000 | 398,000 | 622,000 | 913,000 |
| Noninterest expense | 2,238,000 | 4,603,000 | 6,947,000 | 9,460,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,495,000 | 3,026,000 | 4,809,000 | 6,538,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 1,495,000 | 3,025,000 | 4,808,000 | 6,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,082,000 | 50,221,000 | 51,587,000 | 50,899,000 |