Call reports 2023
KODABANK — 2023
What KODABANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 410,556,000 | 409,085,000 | 424,727,000 | 464,330,000 |
| Total loans | 306,884,000 | 319,460,000 | 332,916,000 | 340,300,000 |
| Allowance for loan losses | 3,909,000 | 3,968,000 | 4,022,000 | 4,080,000 |
| Securities available for sale | 58,167,000 | 54,503,000 | 51,156,000 | 50,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,059,000 | 333,116,000 | 340,207,000 | 397,990,000 |
| Interest-bearing deposits | 262,439,000 | 255,790,000 | 267,242,000 | 293,048,000 |
| Noninterest-bearing deposits | 84,620,000 | 77,326,000 | 72,965,000 | 104,942,000 |
| Equity capital | 43,551,000 | 44,224,000 | 44,856,000 | 44,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,225,000 | 8,897,000 | 14,029,000 | 19,386,000 |
| Interest expense | 924,000 | 2,175,000 | 3,926,000 | 5,910,000 |
| Net interest income | 3,301,000 | 6,722,000 | 10,103,000 | 13,476,000 |
| Noninterest income | 211,000 | 406,000 | 619,000 | 808,000 |
| Noninterest expense | 1,906,000 | 3,813,000 | 5,906,000 | 8,161,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 180,000 |
| Pretax income | 1,723,000 | 3,393,000 | 4,854,000 | 6,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,723,000 | 3,393,000 | 4,854,000 | 6,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,655,000 | 47,934,000 | 48,903,000 | 47,580,000 |