Call reports 2022
KODABANK — 2022
What KODABANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 394,711,000 | 387,978,000 | 394,006,000 | 415,103,000 |
| Total loans | 254,076,000 | 286,358,000 | 295,997,000 | 316,485,000 |
| Allowance for loan losses | 3,129,000 | 3,134,000 | 3,528,000 | 3,521,000 |
| Securities available for sale | 66,490,000 | 69,223,000 | 64,232,000 | 60,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,541,000 | 341,528,000 | 331,658,000 | 334,000,000 |
| Interest-bearing deposits | 269,108,000 | 261,343,000 | 255,858,000 | 242,800,000 |
| Noninterest-bearing deposits | 79,433,000 | 80,185,000 | 75,800,000 | 91,200,000 |
| Equity capital | 41,600,000 | 41,871,000 | 41,020,000 | 41,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,726,000 | 11,040,000 | 15,237,000 |
| Interest expense | 316,000 | 632,000 | 1,060,000 | 1,818,000 |
| Net interest income | 2,811,000 | 6,094,000 | 9,980,000 | 13,419,000 |
| Noninterest income | 175,000 | 368,000 | 567,000 | 745,000 |
| Noninterest expense | 1,943,000 | 3,787,000 | 5,581,000 | 7,544,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 1,038,000 | 2,665,000 | 4,558,000 | 6,219,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 1,037,000 | 2,664,000 | 4,557,000 | 6,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,847,000 | 44,852,000 | 46,004,000 | 45,323,000 |