Call reports 2021
KODABANK — 2021
What KODABANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 360,000,000 | 373,192,000 | 366,337,000 | 372,645,000 |
| Total loans | 227,883,000 | 232,101,000 | 228,397,000 | 236,980,000 |
| Allowance for loan losses | 3,166,000 | 3,143,000 | 3,138,000 | 3,127,000 |
| Securities available for sale | 38,838,000 | 43,724,000 | 43,014,000 | 52,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,020,000 | 324,566,000 | 316,581,000 | 324,713,000 |
| Interest-bearing deposits | 241,422,000 | 253,392,000 | 247,465,000 | 242,561,000 |
| Noninterest-bearing deposits | 70,598,000 | 71,174,000 | 69,116,000 | 82,152,000 |
| Equity capital | 43,523,000 | 44,156,000 | 45,169,000 | 43,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 5,944,000 | 9,447,000 | 12,659,000 |
| Interest expense | 376,000 | 753,000 | 1,113,000 | 1,471,000 |
| Net interest income | 2,576,000 | 5,191,000 | 8,334,000 | 11,188,000 |
| Noninterest income | 143,000 | 306,000 | 483,000 | 644,000 |
| Noninterest expense | 1,683,000 | 3,248,000 | 4,974,000 | 6,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,075,000 | 2,287,000 | 3,902,000 | 4,850,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 1,074,000 | 2,286,000 | 3,901,000 | 4,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,344,000 | 42,206,000 | 43,370,000 | 41,741,000 |